Terms

These terms form the agreement between you and NQ Journal, established in the Netherlands. Registration details are at the foot of this page.

You accept them by ticking a box when you create an account, and again before you pay. Each acceptance is recorded with the date and the version of these terms (the date at the top of this page). If you do not accept them, do not create an account. Save or print this page when you subscribe: you are entitled to a copy of the terms in a form you can keep.

NQ Journal is a private trading journal. You enter your own trades by hand; it stores them and computes statistics from them: win rate with a confidence interval, R-multiple distribution, session and setup breakdowns, behavioural patterns, and a simulation of possible future paths built from your own results.

Every number is derived from what you typed. The quality of the output is bounded by the honesty of the input, and no calculation can distinguish a mistyped exit price from a real one.

This is the clause that matters most, so it is stated flatly:

• It is not investment advice. Nothing here is a personal recommendation to buy, sell or hold anything. No output should be read as one.
• There is no AFM licence, and none is needed. This service does not advise, does not execute orders, does not hold client money, does not manage portfolios and offers nothing to copy or follow. It is a tool for reviewing decisions you already made on your own.
• It does not forecast markets. There is no signal, no bias call and no prediction anywhere in the product. A feature that offered one was removed for exactly this reason.
• It promises no result. Nobody here claims, implies or has any basis for suggesting that using this tool will make you profitable. Most people who trade futures lose money.
• It is not connected to your broker. There is no order routing and no execution path. Nothing here can place a trade.

Every trading decision you take is yours alone, at your own risk, with your own money. If you want advice, speak to someone licensed to give it.

Some screens show information that does not come from your own journal: the economic calendar, market session hours, the exchange clocks and countdowns in the top bar, and news headlines. It is taken from public sources or calculated from published schedules, and it is there for orientation only. It can be late, incomplete or wrong, and holidays, early closes and schedule changes are not always reflected. Check anything you intend to act on with your broker or the official source.

The figures the journal computes, such as P&L, R-multiples, balances, drawdown and position sizes, are calculations from what you entered, using standard contract values. They are not an official record. Your broker’s statements, and the rules and figures of any firm whose account you trade, are what count: for your trading, for any evaluation or funded-account limit, and for your taxes.

Behavioural findings, such as the patterns on the Psychology page, describe your own record. They are not a medical or psychological assessment. If trading is affecting your health, your sleep or your finances, talk to a professional.

Keep your own copy. You can export your journal from Settings at any time, and doing so regularly is sensible: this service is not a backup of your broker’s records.

Exchange, index and market names appear only to describe what the journal is for. NQ Journal is not affiliated with, endorsed by or sponsored by any exchange, broker, index provider or trading firm.

• You must be 18 or older.
• One account per person. Keep your password to yourself; anything done through your account is treated as done by you.
• Tell us at nqtradingjournal@gmail.com if you think someone else has got into it.
• An account used to attack the service, or to break the law, can be suspended. Where the situation allows it, you get warned first and your data is exported for you.

• There are two ways to pay for the same thing: €14.95 per month, or €149 for a year, which is 2 months free. Whichever you pick, that is the full amount charged; there is nothing added at the last step. Price includes 21% Dutch VAT. Customers elsewhere in the EU are charged their own country’s rate at checkout.
• Payment is taken by Stripe. Card details go to Stripe and never reach this service.
• A monthly subscription renews each month until you cancel. Cancel whenever you like; access runs to the end of the period you have already paid for, and nothing further is charged.
• If a payment fails, Stripe retries for a few days and you are emailed. Access ends only once the subscription is actually cancelled or lapses. A single failed charge does not lock you out that afternoon.
• A price change is announced by email at least 30 days before it applies. You can cancel before it takes effect; carrying on past that date is acceptance.

As a consumer you may withdraw from this contract within 14 days of subscribing, without giving any reason.

At checkout you are asked to confirm that you want access to start immediately rather than waiting out those 14 days. That confirmation does not remove the right. It only means that if you then withdraw, you pay for the part of the period you actually had access to, and the rest is refunded.

Withdrawing takes one click: the withdrawal page carries the button, the model form and the address, and an email to nqtradingjournal@gmail.com works just as well. Refunds go back to the card you paid with, within 14 days.

Cancelling is a button on the Subscription page, one click from every screen of the journal, that opens the billing portal. No phone call, no email, no retention script, no notice period. It is deliberately the same number of clicks as subscribing.

Your journal is not deleted when you cancel. It waits. If you would rather it did not, delete it from Settings first; that is immediate and cannot be undone.

• Break the law with it, or use it to hurt someone.
• Resell, sublicense or repackage access, or share one account across several people.
• Scrape it, automate against it at volume, or attempt to reach another user’s data.
• Upload anything malicious, or anything you have no right to upload.
• Probe the service’s security in ways that risk other users. Responsible reports to nqtradingjournal@gmail.com are welcome and will not be treated as an attack.

Your journal is yours. Your trades, notes, screenshots and plan remain your property. No ownership over them is claimed, and they are not used for any purpose beyond running the service for you. Export or delete them whenever you want.

The software, design, wording and statistical methods behind the app are not yours, and the subscription is a right to use them, not a transfer of them.

This runs on ordinary internet infrastructure and will occasionally be down, for maintenance or because something upstream broke. No uptime figure is guaranteed. Planned interruptions are announced when they can be.

Features change. A feature can be improved, reworked or withdrawn. If something you rely on is removed and that materially degrades what you are paying for, you may cancel and be refunded the unused part of the period. If the service shuts down entirely, you get at least 30 days’ notice, a window to export, and the unused part of your payment back.

The service is provided as it is. There is no warranty that it will be uninterrupted, free of error or suited to any particular purpose, and no responsibility is accepted for trading losses. That includes losses on your own, evaluation or funded accounts, fees, failed evaluations and missed opportunities: they follow from trading decisions, which are yours and which this tool does not make.

Nor is responsibility accepted for decisions based on the market information described in section 4, or for figures that are wrong because what was entered was wrong.

Where liability can lawfully be limited, it is limited to the amount you paid in the twelve months before the claim.

That limit does not apply, and is not claimed to apply, to damage caused intentionally or by gross negligence, to death or personal injury, or to anything else Dutch law does not allow to be excluded against a consumer. Your statutory rights are untouched by anything on this page.

These terms can change. A material change is emailed to you at least 30 days before it takes effect, and you may cancel before then without penalty. Continuing to use the service after that date means you accept the new version. The date at the top always says which version you are reading.

Complain by email to nqtradingjournal@gmail.com. You get an acknowledgement within two working days and a substantive answer within fourteen. Most things are a misunderstanding and are fixed in one exchange.

Dutch law governs this agreement. If you are a consumer resident in another EU country, you keep the mandatory protections of your own country’s law, and nothing here reduces them. Disputes that cannot be settled between us go to the competent court in the Netherlands, or to the court of your place of residence, which is your choice to make.

Futures trading carries a substantial risk of loss and is not suitable for everyone. Leverage means losses can exceed your deposit. Past results, including your own, however carefully this app measures them, do not predict future results. A large, well-documented majority of retail traders lose money.

Trade only with money you can afford to lose entirely. Read the Privacy Policy too. It covers what happens to everything you type in here.